Cyber insurance protects businesses from the financial fallout of data breaches, ransomware, and other cyber incidents. As more of every business runs online, a single breach can mean lost data, downtime, regulatory obligations, and damaged customer trust.
What Cyber Insurance Covers
A cyber policy typically covers breach response costs (notification, credit monitoring, forensics), business interruption from a cyber event, cyber extortion and ransomware, data restoration, and liability if customer or third-party data is exposed.
Who Needs It
Any business that stores customer information, takes online payments, or relies on digital systems is exposed — and small businesses are frequently targeted precisely because they are less protected. Many contracts now require cyber coverage.
How a Broker Helps
NavInsurance assesses your digital exposure and compares cyber insurers for coverage that matches your real risk. See our commercial insurance page or request a free quote.