Cyber insurance protects businesses from the financial fallout of data breaches, ransomware, and other cyber incidents. As more of every business runs online, a single breach can mean lost data, downtime, regulatory obligations, and damaged customer trust.
What Cyber Insurance Covers
A cyber policy typically covers breach response costs (notification, credit monitoring, forensics), business interruption from a cyber event, cyber extortion and ransomware, data restoration, and liability if customer or third-party data is exposed.
Who Needs It
Any business that stores customer information, takes online payments, or relies on digital systems is exposed, and small businesses are frequently targeted precisely because they are less protected. Many contracts now require cyber coverage.
How a Broker Helps
NavInsurance assesses your digital exposure and compares cyber insurers for coverage that matches your real risk. See our commercial insurance page or request a free quote.