The Super Visa lets parents and grandparents of Canadian citizens and permanent residents visit for extended stays. A key condition of approval is valid Canadian medical insurance. This guide explains the insurance requirement and how to get a policy that satisfies IRCC.
The Insurance Requirement
To be approved for a Super Visa, the applicant must show proof of emergency medical insurance from a Canadian insurer (or an approved provider) that meets IRCC’s minimum coverage requirement and is valid for at least one year from entry. The policy must cover health care, hospitalization, and repatriation. Always confirm the current minimum directly with the official IRCC requirements, as they can change.
What to Look For in a Policy
- Coverage that meets or exceeds the IRCC minimum and runs for the full required period.
- Clear terms around pre-existing conditions, which vary between insurers.
- Options for monthly payment and refunds if the visa is refused or the stay is cut short.
How a Broker Helps
NavInsurance arranges compliant Super Visa policies and explains the pre-existing condition options so your parents or grandparents are properly protected. See our Super Visa insurance page, or compare with visitor insurance for shorter stays.
Frequently Asked Questions
How long must the policy be valid?
The coverage must be valid for at least one year from the date of entry to Canada, per IRCC requirements.
Can I pay monthly?
Many insurers now offer monthly payment plans for Super Visa policies, often with refund options if the application is refused. A broker can identify which insurers offer this.