Truck insurance covers the vehicles your business depends on — from a single work truck to a commercial fleet. Commercial vehicles face different risks and regulations than personal cars, so they need coverage designed for how they are used.
What Truck Insurance Covers
A commercial truck policy generally includes third-party liability, accident benefits, and physical damage (collision and comprehensive) for the vehicle. Depending on your operation you may add cargo coverage, non-owned trailer coverage, and coverage for tools and equipment carried in the vehicle.
Who Needs It
Owner-operators, tradespeople with work trucks, delivery and courier businesses, and fleet owners all need commercial auto coverage. Using a vehicle for business under a personal policy can lead to denied claims.
How a Broker Helps
NavInsurance matches your coverage to how your trucks are used and the goods they carry, comparing commercial auto insurers for the right fit. See our commercial insurance page or request a free quote.